Keeping the Fleet Moving — Specialist UK Haulage & Fleet Insurance

We arrange cover for general haulage, refrigerated transport, tipper and bulk haulage, container and port work, ADR / hazardous goods, courier and parcel fleets, own-goods delivery, and wholesale food distribution. Whether you run a single artic or 200+ HGVs, our brokers can place it.

Underwriters look at fleet size and vehicle types, driver experience and claims history, areas of operation (UK, Europe, International), goods carried, annual mileage and — increasingly — telematics data. Safer driving behaviour and faster incident reporting both push premiums down.

No — telematics is optional, but operators who share data typically unlock lower premiums and qualify for our Safer Driving and Time-to-Report rebates of up to 10%. We can work with most major black box and camera providers; no need to rip and replace existing kit.

Two rebates run alongside the core policy: a Safety Rebate driven by your fleet's telematics score, and a Time-to-Report Rebate based on how quickly drivers report incidents (ideally same-day). Both are calculated at renewal and returned against your next premium.

Public Liability is available with limits up to £10 million and Employers Liability up to £10 million as standard, with higher limits on referral. Cover can include products liability, loading and unloading, and contingent motor liability where required.

Yes — Goods in Transit can be arranged for UK-only, European, or International journeys, including CMR conditions for cross-border work. Sums insured and conditions are tailored to your typical loads and routes.

Call our 24/7 claims line on 0344 856 2215 as soon as it is safe to do so. Reporting an incident within 24 hours speeds up settlement, protects your premium, and is required to qualify for the Time-to-Report Rebate. Photos, dashcam footage and driver statements all help.

Yes. Fleet policies are designed to flex — vehicles and drivers can be added or removed throughout the policy year via your dedicated account handler, with premium adjustments made at renewal or on a pro-rata basis depending on insurer.

No card surcharges on standard payments. Monthly instalments are available via a regulated premium finance facility; the credit cost and APR are disclosed in writing before you commit.

Yes. GMG Insurance Brokers is a trading name of Grow Money Group Limited, an Appointed Representative of Movo Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No. 823503).